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Although low-rate loans are becoming increasingly scarce, prospective borrowers can still access competitively-priced products, it has been suggested.

In research released by MoneyExpert, the typical annual interest on an unsecured loan of 5,000 pounds stands at about 9.44 per cent, with the most expensive and cheapest rates standing at 13 and 6.7 per cent respectively. Meanwhile, just four lenders are offering products with interest of less than seven per cent. According to the price comparison website, the diminishing availability of cheap loans is due to the impact of the credit crunch which has seen a number of financial services providers hike the interest rates attached to their products and become stricter with borrowing criteria in an attempt to make sure that consumers will be able to afford repayments.

Comments (0) Posted on Monday, March 31st, 2008

For young drivers, getting a good deal on motor insurance is a little tougher than for those with more experience and ‘bonus’ under our belts. It’s not fair to tar all drivers with the brush of ‘boy racer’ but there are still those out there that earn this title and can spoil it for the rest!
So how can you reduce your motor insurance premium as a young driver? Whilst most insurers shy away from writing this type of business on their standard accounts there are certainly ways to get a better deal and save some money.

Comments (0) Posted on Monday, February 18th, 2008

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